Do you have thousands in used credit?  Do think that this a potential hazard because of either identity theft or creditors think you will use it?  What will happen if you lower your limits.
Chances are if you have a good credit score your utilization is pretty low.  Those with excellent credit score are usually around [...]

Category: Credit Score, UtilizationTags: credit utlization, good credit score, lowering limits, Utilization | Comments (0)

Do you sleep well at night.  Chances are if you are struggling paying your bills or never having any spending money, sleep might not be easy.  So what goes having a good credit score do for you?
The biggest thing that people identify a good credit score will do is save money.  That is right, a [...]

Category: Credit ScoreTags: good credit score | Comments (0)

To be good at anything you need to be better than average.  This seems to be the rule.  So what is the average credit score?  Most sites I found stated around 680.
The real truth is this is just a general rating.  The person who really determines if you have a good credit score will be [...]

Category: Featured, UncategorizedTags: good credit score | Comments (3)

Having a good score will save you money, but having an excellent credit score will really pay off.
What is Considered an Excellent Credit Score?
As the current credit crunch has taken effect, the idea of not only what is a good credit score has changed, but so has an excellent one.  An excellent credit score is [...]

Category: Credit ScoreTags: excellent credit score, good credit score | Comments (0)