As a  minimum you should be checking your credit report once per year.  This seems to be almost a forgot thing to do by the majority of consumers.  It is usually done right before applying for a mortgage or a job.
This can almost be too late.  For example if you have a credit report errors.  [...]

Category: Credit Report, Credit Score, FeaturedTags: Credit Report Errors, Credit Score | Comments (0)

As your payment history is 35% of your FICO score, negative factors such as delinquencies and late payments are a major point of review.  How long you took to pay a delinquent account is known as severity.  It is usually classed as 30, 60, 90, 120 days late, but could also include collections, repos, foreclosures, [...]

Category: Late PaymentsTags: Credit Score, Late Payments | Comments (0)