• 8 Credit Score Myths You Don’t Want To Fall Victim to

    8 Credit Score Myths You Don’t Want To Fall Victim to

    There is a lot of information about credit scores and FICO score out there are wading through it as a consumer is not easy. What is accurate? What are the best decisions to improve or protect your credit score? To help, here a list of ten most common credit score myths you will find and […]

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  • Background Checks and Your Credit

    Background Checks and Your Credit

    A comment on a previous post about the credit score scale a commenter asked the question what credit score do employers check?  This prompt a complete research of what I believed was the answer but needed some verification.  The answer is employers actually do not check your credit score, they check your credit reports. The […]

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  • 9 Reasons You Want a Credit Monitoring Service

    9 Reasons You Want a Credit Monitoring Service

    Have you a ever thought of using a credit monitoring service?  Or are you a skeptic of the whole idea?  You can do it yourself and not pay for it.  Well, here is a short list of the reasons why you should consider it or reconsider it. 1. You Gain Access to Your Credit Report […]

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  • 15 Credit Tips

    15 Credit Tips

    1. Pay your bills on time. This could be the single best way way to put yourself on the road to a good credit score.  Also, not paying is the easiest way to ruin a credit score. 2. Maintain a low balances. You should try to keep your balances below 30% to 40% of your […]

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  • What is a Good Credit Score

    What is a Good Credit Score

    To be good at anything you need to be better than average.  This seems to be the rule.  So what is the average credit score?  Most sites I found stated around 680. The real truth is this is just a general rating.  The person who really determines if you have a good credit score will […]

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