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]]> http://www.creditscoreinsight.com/how-much-you-owe/comment-page-1#comment-161 Credit Score Myths | Financially Tough Sun, 08 Mar 2009 20:07:36 +0000 http://creditscoreinsight.com/?p=52#comment-161 [...] the opposite.  There are two ways it could actually hurt your credit score.  First, is your credit score utilization which makes up 30% of your credit score.  This is calculated by dividing your account balances by [...] [...] the opposite.  There are two ways it could actually hurt your credit score.  First, is your credit score utilization which makes up 30% of your credit score.  This is calculated by dividing your account balances by [...]

]]> http://www.creditscoreinsight.com/how-much-you-owe/comment-page-1#comment-76 FICO score calculation, FICO formula, calculating FICO scores | Financially Tough Tue, 24 Feb 2009 18:32:57 +0000 http://creditscoreinsight.com/?p=52#comment-76 [...] The next 30% of the FICO score calculation is how much you owe.  This is found by dividing your balances by your credit limits.  This is done with each account and you also have a total utilization. [...] [...] The next 30% of the FICO score calculation is how much you owe.  This is found by dividing your balances by your credit limits.  This is done with each account and you also have a total utilization. [...]

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