http://www.creditscoreinsight.com Sat, 05 Sep 2009 00:39:53 +0000 http://backend.userland.com/rss092 en There is a lot of information about credit scores and FICO score out there are wading through it as a consumer is not easy. What is accurate? What are the best decisions to improve or protect your credit score? To help, here a list of ten most ... http://www.creditscoreinsight.com/8-credit-score-myths-you-don%e2%80%99t-want-to-fall-victim-to It should be of no surprise the recent recession has hurt consumer big time. As individuals have lost their jobs paying bills becomes tougher and tougher. And sometimes these payments are paid late or one bill is paid over another. Moreover, as you add in the foreclosure ... http://www.creditscoreinsight.com/falling-consumer-credit-scores The major changes happened to the credit card industry not to long ago and they take effect the beginning of next year.  That is right if you can't drink you can't get a credit card.  Well it is not a 100% true but it is close.  You will just have ... http://www.creditscoreinsight.com/cant-drink-no-credit-card Your interviews went well and you have never been arrested but that default on your credit report could prevent you from getting that job. That is right more and more employers are checking credit reports as a screening technique for hiring.  The most common scenario you might hear to why this ... http://www.creditscoreinsight.com/your-credit-report-caused-me-to-not-get-a-job As you might know 30 late payments can be one of the single worse ways to ruin an excellent credit score.  But getting them removed is both possible and impossible. If you already have an excellent credit score a single late payment could be pretty painful.  You have excellent credit for ... http://www.creditscoreinsight.com/removing-30-day-late-payments A constant threat of identity is something most consumers don't take the time to recognize but it is growing year after year.  One way to fight the threat is to check your credit report on a regular basis.  If you have become a victim it will be quickly become apparent ... http://www.creditscoreinsight.com/using-your-credit-report-to-check-for-identity-theft A defualt is when you have fall through in paying your obligations.  So where is the line drawn be your accounts between what is a late payment and what is a default? If you have not paid an account in 90 days it most always considered in defualt.  If you then ... http://www.creditscoreinsight.com/what-is-considered-a-defalt Getting rid of your credit card debts is by no means an easy task. This type of debt is forever growing, and similar to many problems, many people ignore it until it gets out of control. If you owe debt on credit cards then the best thing to do is ... http://www.creditscoreinsight.com/achieve-credit-card-debt-reduction-starting-today If you have an item on your credit report that you are not please with or think it is on there unjustly, you can consider adding a 100 word statement.  This is one of your credit rights.  The 100 words are there for you to tell your side of the ... http://www.creditscoreinsight.com/100-word-statements-are-they-worth-it If you have been around the TV in the last few years more than likely you are familiar with the FreeCreditReport.com commercials.  They get with you a catchy tune that most people know.  A parody has been made by the real free credit report site, AnnualCreditReport.com. The strings attached line is ... http://www.creditscoreinsight.com/annual-credit-reportcom-vs-free-credit-reportcom