There is a lot of information about credit scores and FICO score out there are wading through it as a consumer is not easy. What is accurate? What are the best decisions to improve or protect your credit score? To help, here a list of ten most common credit score myths you [...]

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Getting rid of your credit card debts is by no means an easy task. This type of debt is forever growing, and similar to many problems, many people ignore it until it gets out of control. If you owe debt on credit cards then the best thing to do is to take action now before [...]

Category: RebuildingTags: credit card debt, credit cards, getting out of debt | Comments (0)

The question when looking for a credit score quick fix is how long do you got?  You need to remember that your credit score is based on your credit report.  If you are looking for a credit score quick fix then your credit report is going to need to change.
Another aspect to consider is that [...]

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There are several ways to raise your credit score, but some are better than others.  To start you need to understand how credit scoring works.  Then you can then use that to determine the best practices to achieve a good credit score.  But here is a short list to get you started.
1. Start Paying Your [...]

Category: Credit Score, RebuildingTags: account history, Credit Report Errors, credit tips, improvement | Comments (0)

The best way to put it is you owe the old debts until they are paid or wiped out by bankruptcy.  Having these debts is going to make it extremely difficult to get a mortgage.
Consumers sometimes believe that if the debt is unpaid and it is older than seven years it will be off your [...]

Category: RebuildingTags: collections, old debts | Comments (0)