• Your Credit Report Caused Me To Not Get a Job

    Your Credit Report Caused Me To Not Get a Job
    August 24, 2009

    Your interviews went well and you have never been arrested but that default on your credit report could prevent you from getting that job. That is right more and more employers are checking credit reports as a screening technique for hiring.  The most common scenario you might hear to why this is allowed is a […]

  • Background Checks and Your Credit

    Background Checks and Your Credit
    March 27, 2009

    A comment on a previous post about the credit score scale a commenter asked the question what credit score do employers check?  This prompt a complete research of what I believed was the answer but needed some verification.  The answer is employers actually do not check your credit score, they check your credit reports. The […]

  • Applications for Credit

    Applications for Credit
    January 25, 2009

    Another part of your credit score is your applications for credit and it equates to 10% of your credit score.  Lenders like to see stable borrowers and nothing scares them more than person who goes out and applies for 10 new credit cards.  Why all of a sudden would a person need all this credit?  […]