If you have an item on your credit report that you are not please with or think it is on there unjustly, you can consider adding a 100 word statement. This is one of your credit rights. The 100 words are there for you to tell your side of the story. But the question is [...]
Category: Credit RightsTags: 100 word statements | Comments (4)
If you have been around the TV in the last few years more than likely you are familiar with the FreeCreditReport.com commercials. They get with you a catchy tune that most people know. A parody has been made by the real free credit report site, AnnualCreditReport.com.
The strings attached line is a direct reference to FreeCreditReport.com’s [...]
Category: Credit Monitoring, Credit Report, Credit Rights, Fair CreditTags: Annual Credit Report, Credit Monitoring, Free Credit Report.com | Comments (11)
A comment on a previous post about the credit score scale a commenter asked the question what credit score do employers check? This prompt a complete research of what I believed was the answer but needed some verification. The answer is employers actually do not check your credit score, they check your credit reports.
The rules [...]
Category: Credit Report, Credit Rights, Featured, InquiriesTags: background checks, Employment | Comments (0)
While you might know that your credit report has a limit of 7 to 10 years before items are removed, the debt themselves actually might be different. The statue of limitations is the amount of time a credit has to sue you for an unpaid debt. It is usually starts at the time you went [...]
Category: Credit RightsTags: old debts, statue of limitatioins | Comments (1)
As a consumer, you do have rights. I know that sometimes it might not seem like it, but your credit rights fall under the Fair Credit Reporting Act. And there are 5 you should know:
1. The Right To Dispute Investigation
If you think there are errors on your credit report you have the right to dispute [...]
Category: Credit RightsTags: Credit Report Errors, Credit Rights | Comments (0)
