• Should You Close Accounts?

    Should You Close Accounts?
    January 31, 2009

    If you are thinking about closing an account that you have, wait! There are things you need to consider before doing it. For example, what effects will it have on my credit score? It might have the effect you are looking for.

  • Credit History

    Credit History
    January 25, 2009

    In calculating your credit score, the length of your credit history makes up 15%.  The importance of credit history, is a short history is less reliable.  A nice long history paints a larger picture of you to lenders.  The longer the better. Here are the stats from MyFICO The average consumer’s oldest obligation is 14 […]