It should be of no surprise the recent recession has hurt consumer big time. As individuals have lost their jobs paying bills becomes tougher and tougher. And sometimes these payments are paid late or one bill is paid over another. Moreover, as you add in the foreclosure rate, it should be of [...]

Category: UncategorizedComments (0)

The major changes happened to the credit card industry not to long ago and they take effect the beginning of next year.  That is right if you can’t drink you can’t get a credit card.  Well it is not a 100% true but it is close.  You will just have to ask Mom to buy [...]

Category: credit cardsComments (3)

Your interviews went well and you have never been arrested but that default on your credit report could prevent you from getting that job.
That is right more and more employers are checking credit reports as a screening technique for hiring.  The most common scenario you might hear to why this is allowed is a position [...]

Category: InquiriesComments (2)

As you might know 30 late payments can be one of the single worse ways to ruin an excellent credit score.  But getting them removed is both possible and impossible.
If you already have an excellent credit score a single late payment could be pretty painful.  You have excellent credit for a reason and any that [...]

Category: Late PaymentsComments (0)